Yes,
you can generally file a personal
injury claim if a rideshare driver causes a traffic accident that injures you. Despite a series of class action lawsuits, Lyft and Uber drivers remain classified as independent contractors rather than employees of the rideshare companies for which they work. As a result, rideshare drivers are generally required to carry at least two separate forms of car insurance that cover accidents involving injuries to passengers, pedestrians, bike riders, and people in other vehicles. Typically,
the at-fault Uber or Lyft driver will be the liable party, with the rideshare
company being secondary/additional. However, certain factors, like if the negligent or reckless
driver was acting as an employee of a rideshare company at the time of
the accident, can alter who the liable party actually is. How your case will go
largely depends on which of the following scenarios describes what happened. Were You Injured While Riding as an Uber or Lyft Passenger? Rideshare
companies require their contract drivers to carry personal car insurance
coverage. Additionally, rideshare companies commonly provide, and in most
states are required to provide, approximately $1-million in insurance coverage.
The additional $1 million policy can apply when passengers suffer injuries in
crashes a rideshare driver caused. How
much an injured passenger can claim will depend on a number of factors,
including the severity of the injuries, the amount of the medical bills, and
the number of injured people who have valid insurance claims. The final factor
comes into play because the $1 million limit covers all crash victims. Was the Uber or Lyft Driver En Route With a Passenger When They Hit You? Under
the laws of Ohio, pedestrian, motorcycle riders, and individuals in other
vehicles may not have access to the full $1 million of injury liability
coverage carried by Uber and Lyft drivers. Consulting with a knowledgeable and
experienced rideshare accident attorney will clarify how to maximize insurance
settlements, and ensure all potential avenues of recovery have been
investigated. Please contact Barkan Meizlish DeRose Cox, LLP to speak with an experienced
personal injury lawyer. Did the Uber or Lyft Driver Have the App Open but No Passenger in Their Vehicle? Rideshare
drivers who are “available” and logged into the rideshare company’s app, but have
not yet picked up a passenger, are generally covered by their Uber or Lyft
policy for up to $100,000 in liability. The driver’s own personal insurance may
provide coverage, as may underinsured motorist provisions of the injured
person’s insurance. If you have been injured because of a negligent rideshare
driver, you should contact the attorneys at Barkan Meizlish DeRose Cox, LLP. Did the Uber or Lyft Driver Have the App Closed and No Passenger in Their Vehicle? Yes, you can generally file a personal injury claim if a rideshare driver causes a traffic accident that injures you. Despite a series of class action lawsuits, Lyft and Uber drivers remain classified as independent contractors rather than employees of the rideshare companies for which they work. As a result, rideshare drivers are generally required to carry at least two separate forms of car insurance that cover accidents involving injuries to passengers, pedestrians, bike riders, and people in other vehicles. Typically,
the at-fault Uber or Lyft driver will be the liable party, with the rideshare
company being secondary/additional. However, certain factors, like if the negligent or reckless
driver was acting as an employee of a rideshare company at the time of
the accident, can alter who the liable party actually is. How your case will go
largely depends on which of the following scenarios describes what happened. Were You Injured While Riding as an Uber or Lyft Passenger? Rideshare
companies require their contract drivers to carry personal car insurance
coverage. Additionally, rideshare companies commonly provide, and in most
states are required to provide, approximately $1-million in insurance coverage.
The additional $1 million policy can apply when passengers suffer injuries in
crashes a rideshare driver caused. How
much an injured passenger can claim will depend on a number of factors,
including the severity of the injuries, the amount of the medical bills, and
the number of injured people who have valid insurance claims. The final factor
comes into play because the $1 million limit covers all crash victims. Was the Uber or Lyft Driver En Route With a Passenger When They Hit You? Under
the laws of Ohio, pedestrian, motorcycle riders, and individuals in other
vehicles may not have access to the full $1 million of injury liability
coverage carried by Uber and Lyft drivers. Consulting with a knowledgeable and
experienced rideshare accident attorney will clarify how to maximize insurance
settlements, and ensure all potential avenues of recovery have been
investigated. Please contact Barkan Meizlish DeRose Cox, LLP to speak with an experienced
personal injury lawyer. Did the Uber or Lyft Driver Have the App Open but No Passenger in Their Vehicle? Rideshare
drivers who are “available” and logged into the rideshare company’s app, but have
not yet picked up a passenger, are generally covered by their Uber or Lyft
policy for up to $100,000 in liability. The driver’s own personal insurance may
provide coverage, as may underinsured motorist provisions of the injured
person’s insurance. If you have been injured because of a negligent rideshare
driver, you should contact the attorneys at Barkan Meizlish DeRose Cox, LLP. Did the Uber or Lyft Driver Have the App Closed and No Passenger in Their Vehicle? When
a rideshare driver is neither available to take passengers nor actually working
for Uber or Lyft, their own car insurance policy generally applies to any crash
they cause. So,
when can Uber or Lyft be sued if the driver was not actually working for the
rideshare company at the time of the accident/injury? A few of the situations
in which a rideshare company could be named as a defendant in a civil lawsuit
are when: The company allowed a driver to operate without carrying the required coverages. The company contracted with a driver who has a criminal history of driving under the influence and the wreck involved drunk or drugged driving—a situation described as “negligent employment.” The company contracted with a driver who had a criminal history of sexual or physical assault and the driver assaulted you while you were a passenger. Before
you file an Uber or Lyft driver lawsuit in Ohio, consider speaking with a
personal injury attorney at Barkan Meizlish DeRose Cox, LLP. Personal injury claims
involving rideshare companies and drivers are complex and can be difficult. We are
committed to straightening out the complexities of rideshare accidents, and we
offer free consultations to potential clients. You can speak with a lawyer by
calling (614) 221-4221 or schedule an appointment online.